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Author Archives: Gwen
Challenges as a result from a lack of money
This video advertisement caught my eye. Office of the Public Guardian Commercial It’s not the normal range of financial matters that I usually talk about in my blog but considering the kind of impact that this kind of … Continue reading
About Passive Income and Having Positive Cashflow
In my previous article, I mentioned income from salary forms my basic source of income for my investments. This is known as ‘active income’. In other words, I’m exchanging my time for money. So what happens if I … Continue reading
If you are an employee, this story will serve as a stark reminder
I meant to post some time beginning of this month but got distracted with work. :p But nothing can take me away for too long from learning and sharing my financial knowledge and managing my own finances. So here … Continue reading
Effect of starting early and compounding your returns
Today I was sharing with my brother about investing in stocks for dividend payouts as part of one’s long term wealth accumulation and growth plan. I also mentioned generally stocks can give a 5% dividend yield. And if … Continue reading
Are your investments getting you the returns that you want?
Out of curiosity, today I did a rough calculation how much investment capital one would need to generate a return of $2,000 per month. Depending on the type of investment, returns can range from 2% to 5% or more. … Continue reading
Posted in Good Financial Habits and Tips!, Investments And Opportunites, Stocks
Tagged Downloads, Getting More, Singapore
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Redeem your NTUC points before they expire!
Another year had passed. If you are an existing NTUC member and had accumulated some Linkpoints in the year of 2013, please note that the points will expire after 30 June 2014. Do remember to redeem your points. … Continue reading
Posted in Credit Cards, Groceries, Points Redemption
Tagged Credit Cards, Linkpoints, NTUC, OCBC Plus! Visa, Points, Points Expiry, Redemption, Singapore, Vouchers
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Waiver of EZ-Reload Top Up Fee
If you use POSB Everyday credit card as your ezlink card, you can earn 2% cash rebates on your ez-reload transactions. However, each ez-reload top up comes with a $0.25 transaction fee. From now until 30 June 2014, you … Continue reading
Posted in Credit Cards, Transport
Tagged Credit Cards, Ezlink, Getting More, POSB, POSB Everyday Card, Promotions and Offers, Rebates, Savings, Singapore
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The Importance of Delayed Gratification towards Building Your Networth
I read an article today talking about being flat broke despite earning a high salary. And having to struggle making a positive networth. To quote from the article that I felt sums it all up very nicely – … Continue reading
Discount at AllDealsAsia.com with your Citibank card
I bought something from AllDealsAsia.com recently. For those who do buy from this deal site and have a Citibank credit card, here’s a good news to help you save on your purchases. If you have a Citibank … Continue reading
Credit card rebates are exciting
I came across a nice quote today. “Tax savings are exciting, but the most exciting part of tax savings is using that money to increase your wealth.” And it reminded me of how using credit cards wisely and … Continue reading
Posted in Credit Cards, Good Financial Habits and Tips!
Tagged Credit Cards, Getting More, Invest, Rebates, Savings, Singapore
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