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Category Archives: Financial Concepts
Planning for your home loan instalments
In my previous post, I shared a quick figure. So how can you do a quick financial planning with this knowledge? Let’s say you would like to buy a new house, a resale HDB flat. A … Continue reading
Some loan figures at a glance
I was doing some HDB loan calculations and was wondering about monthly repayment amounts. I thought I would share a quick figure for anyone, who might be like me, needing a quick estimation of loan repayment amounts. … Continue reading
Posted in Good Financial Habits and Tips!, Loans, Properties
Tagged HDB, Loans, Property, Singapore
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Up to 1.6% p.a. with Maybank SGD Time Deposit
Place a minimum of SGD$60,000 with Maybank Time Deposit (commonly aka fixed deposit), to enjoy up to 1.6% p.a. interest rates. The interest rates for 12 months tenor = 1.10%. The interest rates for 18 months tenor = … Continue reading
CPF Interest Rates
Do you know CPF interest rate is reviewed quarterly? For the quarter from July 2013 to September 2013, rates remained unchanged at 2.50% per annum for Ordinary Account (OA). Also, for the first $60,000 of a member’s … Continue reading
NTUC Membership
Previously I mentioned that a good membership to get is NTUC. I decided to provide more details on this membership in this post based on my understanding. To be a NTUC member, one needs to sign up to … Continue reading
Posted in Credit Cards, Groceries, Memberships
Tagged Credit Cards, Fairprice, Groceries, Linkpoints, Membership, NTUC, OCBC, OCBC Plus! Visa, Rebates, Singapore
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Have you wondered what are the lifestyle memberships that are worth getting?
This post is inspired by a colleague. We happened to have a meal together and in the midst of the conversation, I got to understand part of her lifestyle (grocery shopping part) and realised she is not maximising … Continue reading
Posted in Memberships
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Do you have some cash lying around and wish you can do more with them?
A friend introduced me to this bank account yesterday. While it’s been in the market for about a year already but I didn’t really paid attention to it. So upon his advice, I decided to check it out. … Continue reading
Plan for your retirement now!
I know it’s been a while since I’ve posted anything. Even though that’s the case, I am still brushing and updating on my financial knowledge whenever possible. Today while reading some articles, I came across this statement – Starting … Continue reading
Maybank Time Deposit Promotion
1.6% p.a. Promotion – is only applicable to Privilege Plus Deposit customers aged 55 years old and above and made a minimum placement of $1m into a 36 months Time Deposit. Otherwise, for a minimum 12 month deposit … Continue reading
Is your salary your only source of income?
I know for most people, salary is the only source of income. And I know most of these people regretted it when they reached an old age. Salary is what we call a linear or active income, meaning … Continue reading